Look after your financial future

Our council green investments don't just deliver on climate impact. They also offer you a unique way to generate a low risk, stable income to support your financial plans.

Create an income that helps build greener places

We designed our council green investments to deliver on two fronts. Firstly, to put your money to work to fund green projects that make a positive difference in communities across the country. But also to create an investment product with real benefits to savers and investors wanting to generate a low risk, stable income - similar to how millions of us use products like fixed rate savings, gilts and annuities. 

Our council green investments can help savers and investors with a variety of needs. A key feature that enables this is the fact that they pay you back your original investment in 6-monthly instalments along with interest on the outstanding balance. 

Those regular capital repayments give you options. You can reinvest them to continue to grow your pot for the future. Or you can choose to withdraw your returns to use today. The decision is yours, and this gives you the flexibility to change your approach if your circumstances change. Read more about how these investments can fit into your portfolio below.

Stable income

Earn a steady income, even in unstable times. Returns are fixed for five years, so you carry on earning a stable return on your capital, even when financial markets are swinging wildly.

Diversify your portfolio

A lower-risk investment can be an important part of a diversified portfolio. Offering a steady income, they can be considered alongside options like cash savings, fixed-rate ISAs and government bonds.

Stable income

Every pound you invest will deliver real green projects in communities across the country - a direct way of supporting local climate action that no other low risk investment can offer. Learn more.

Low risk

Because of the way councils are legally required to manage their finances, they are lower risk. There is no record of a UK council ever defaulting on repaying its debts. Learn more. Past performance is not a guide to future performance.

Regular new investments

Plan how you will grow your portfolio with a dependable supply of investment options. New loans go live every three months with rates in line with market interest rates at the time.

ISA eligible investments

Invest through an Innovative Finance ISA, so you can lock in tax free interest for the life of your investments. Either reinvest your returns to compound your tax free interest, withdraw the money if you need it, or transfer to another ISA provider. Learn more